FAQs
QUESTION: "I've had a (Bankruptcy/Repossession/Divorce/Bad Credit). Can I still get approved?"
ANSWER: Absolutely! We have financing solutions NO OTHER DEALER has! Most banks and finance companies will turn down people that have problems of some kind, but we understand that even good people go through tough times. We specialize in financing people who need a second chance or first time buyers just starting out.
QUESTION: "How much Down Payment do I need?"
ANSWER: It all depends on a number of factors, including the vehicle you are looking at, and the strength of your application. Sometimes we can even get you qualified with NO MONEY DOWN! But the more down payment you have, the stronger the approval will be, and the lower your payment will be! The best way to find out what is required is to do a quick online application.
QUESTION: "How competitive are your prices?"
ANSWER: As part of the Irwin Automotive Group, NH's largest new and used vehicle dealer group, we have access to hundreds of used vehicles across the state. Our customers benefit from Irwin's buying power and its pipeline of qualify vehicles traded in at its new vehicle dealerships. This equates to great value and a selection that is second to none. So, whether you are looking for used car, truck, van or SUV we have the selection, pricing and financing options that will fit you and your needs.
QUESTION: "We've had bad experiences at other dealers. Are your vehicles any good?"
ANSWER: All of our vehicles are checked out thoroughly through our auto repair facilities. We sell certified vehicles, used vehicles with warranties, State Inspected AS IS vehicles and AS IS/Wholesale the Public vehicles. All AS IS vehicles have disclosed what they need to pass State Inspection. Feel free to bring a mechanic with you to inspect the vehicle. Irwin’s has an excellent reputation of standing behind what we sell.
QUESTION: "What interest rates can I get?"
ANSWER: Rate is determined by several variables, including the financing source selected, the length of term, age of the vehicle, down payment, and credit quality. We have access to many different financing options, including exclusive solutions that no other dealers offer! This allows us to offer rates that are competitive with, and often better than, what other dealers can offer you. For up-to-date info, please call our Approval Hotline at 1-800-639-6700.
QUESTION: "How long will it take for me to get approved?"
ANSWER: In most cases, we will have an answer within 1 hour, and if everything is in order, you can take delivery on the spot. In order to speed up the process, we welcome you to call our Toll Free Approval Hotline at 1-800-639-6700 QUESTION: "What do I bring to my appointment?" ANSWER: To help expedite your approval, please bring the following items with you: •Clear Title to Your Trade-In (if applicable) •Down Payment in Cash (no personal checks)
ANSWER: Absolutely! We have financing solutions NO OTHER DEALER has! Most banks and finance companies will turn down people that have problems of some kind, but we understand that even good people go through tough times. We specialize in financing people who need a second chance or first time buyers just starting out.
QUESTION: "How much Down Payment do I need?"
ANSWER: It all depends on a number of factors, including the vehicle you are looking at, and the strength of your application. Sometimes we can even get you qualified with NO MONEY DOWN! But the more down payment you have, the stronger the approval will be, and the lower your payment will be! The best way to find out what is required is to do a quick online application.
QUESTION: "How competitive are your prices?"
ANSWER: As part of the Irwin Automotive Group, NH's largest new and used vehicle dealer group, we have access to hundreds of used vehicles across the state. Our customers benefit from Irwin's buying power and its pipeline of qualify vehicles traded in at its new vehicle dealerships. This equates to great value and a selection that is second to none. So, whether you are looking for used car, truck, van or SUV we have the selection, pricing and financing options that will fit you and your needs.
QUESTION: "We've had bad experiences at other dealers. Are your vehicles any good?"
ANSWER: All of our vehicles are checked out thoroughly through our auto repair facilities. We sell certified vehicles, used vehicles with warranties, State Inspected AS IS vehicles and AS IS/Wholesale the Public vehicles. All AS IS vehicles have disclosed what they need to pass State Inspection. Feel free to bring a mechanic with you to inspect the vehicle. Irwin’s has an excellent reputation of standing behind what we sell.
QUESTION: "What interest rates can I get?"
ANSWER: Rate is determined by several variables, including the financing source selected, the length of term, age of the vehicle, down payment, and credit quality. We have access to many different financing options, including exclusive solutions that no other dealers offer! This allows us to offer rates that are competitive with, and often better than, what other dealers can offer you. For up-to-date info, please call our Approval Hotline at 1-800-639-6700.
QUESTION: "How long will it take for me to get approved?"
ANSWER: In most cases, we will have an answer within 1 hour, and if everything is in order, you can take delivery on the spot. In order to speed up the process, we welcome you to call our Toll Free Approval Hotline at 1-800-639-6700 QUESTION: "What do I bring to my appointment?" ANSWER: To help expedite your approval, please bring the following items with you: •Clear Title to Your Trade-In (if applicable) •Down Payment in Cash (no personal checks)